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Frequently Asked Questions

Who is Diverse Leasing Inc.?

Diverse Leasing is a wholly owned Canadian company. Incorporated in Ontario in 1989 Diverse has been a leader in Auto leasing and financing. Our principals and management group have over 50 years of combined experience in automotive financing, retailing, wholesaling, leasing and the origination of automobile loans.

How are you different from other lenders?

We understand that purchasing an automobile can sometimes be stressful. You are not a number at Diverse, you are a Valued Customer. Our goal is to assist you in any way that we can in order to make your purchase as hassle-free as possible. We specialize in financing consumers with excellent, good or less than perfect credit. It is important to know that we are financial lenders not brokers.

How do I get funds from Diverse to buy my car?

We have simplified our lease and finance programs. First complete a pre-approval application, three methods of doing this #1) phone our office toll free in Ontario 877-426-9200 outside Ontario 416-238-9895 and speak directly to a credit specialist. #2) complete (secure) on-line application and submit it (this method is fast and easy) #3) print out printer friendly application click here for application, fax completed application to our toll free fax number 800-828-1393. Within one hour (during our business hours) our credit specialists will have an approval outlining the conditions: a) approved amount b) term or number of repayment months c) monthly payment amount d) maximum allowable year of the vehicle. Now you can shop for your new or used auto (as a cash buyer) at any dealer you choose. Once you agree on your car deal, call us we will contact your dealer, procure your vehicle, arrange a delivery date that will suit you. We meet you at the dealer on the pre-arranged delivery date, have you sign the documents, and you drive away in your auto. That simple!!

Will you locate a great Pre-owned Car or Truck for me?

Yes. Diverse has a large network of New & Pre-owned Dealers across Canada. Tell us what you would like to drive, we will locate your choice within hours.

Do I have to come to your office?

No. We come to you! Either in the privacy of your home, or when we meet you at the dealer's office for delivery of you car.

What interest rate will I be paying?

Interest rates vary based on your credit background. Lease rates start at 5% for good credit and could be as high as 18% for problem credit. Finance rates start at 4.9% and up to 24%, again, based on his/her credit background. At Diverse will will strive to give our customers the best possible rate. Every customer is handled individually and not grouped together as either a high rate or low rate.

My present lease is coming to and end, it is with another leasing company. Will Diverse re-lease or finance the buyout?

Yes! Diverse will buyout the current lease you have and write a new lease with terms from 12 - 60 months or finance your lease buyout at the above stated interest rates from 12 to 60 months.

Does Diverse only lease cars or do you finance as well?

Monthly payments will in most part be lower if a customer leases. Check out our lease vs. finance page. However, we will custom tailor the customers needs either by leasing or financing their next vehicle purchase.

Can I trade in the car I have now?

Of course you can. You can negotiate the trade value of your old car with Diverse or you may choose the dealer you are purchasing your new vehicle from.

What vehicles do you finance?

We specialize in the financing of cars, light trucks and sport utility vehicles.

If I don't find a car immediately, will my loan still be good?

What are your business hours?

"Drive away in your dream car today!"

Click here for Pre-Approval

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